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Showing posts with the label Investing

The three-year crystal ball and other fairy tales: a rant about investing in 2026

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You ever notice how everybody suddenly becomes a financial genius the moment the calendar flips? Doesn’t matter what year it is. Could be 1926, 1976, 2026—human beings wake up January 1st and think, “This is the year I outsmart the entire global economy.” As if the stock market is just sitting there waiting for you to show up with your New Year motivation and your freshly downloaded budgeting app. And now we’ve got all these “financially independent traders,” which is Latin for “people who stare at screens until their pupils form candlestick charts.” Some of them actually know what they’re doing. Most don’t. But every so often, one of them pops up and says something that isn’t complete cosmic gibberish. Like the guy they’re profiling now—the Marine veteran who’s been trading so long his brokerage account probably grew chest hair. Fifteen-plus years in the trenches, only two losing years, and those were during puberty. That’s damn impressive. When most kids were trading PokĂ©mon cards,...

🌍 The $510 Million Miracle: How the World Bank Finally Discovered Capitalism

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Picture it: a banker in London, sleeves rolled up, spreadsheet glowing, muttering, “Wait — what if… we invested in places where people actually live?” That’s the revolutionary thunderclap behind the latest brainwave from the World Bank’s International Finance Corporation (IFC): the $510 million emerging-market securitisation. It’s being hailed as a “new model” for development finance, but it mostly feels like someone repackaged The Big Short and sprinkled it with moral purpose. Apparently, if you chop up loans from dozens of developing-country projects and sell them as bonds on the London Stock Exchange, you can cure unemployment, stabilize fragile economies, and make investors feel good while still collecting coupons. Who knew virtue could be collateralized? 1️⃣ The Problem: 1.2 Billion Young People, 420 Million Jobs, and a Global Math Error The pitch starts with statistics scary enough to make any economist clutch a macro model: 1.2 billion young people entering the workforc...

Warren Buffett Turns 95: 10 Investing Lessons That Will Be Recycled Until The Heat Death Of The Universe

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Introduction: The Birthday Party Nobody Asked For Happy birthday to Warren Buffett, the Oracle of Omaha, the Sage of See’s Candies, the Sultan of Berkshire, the Patron Saint of Dividends, and America’s favorite proof that you can live forever if you replace blood with Cherry Coke. At 95 years old, Buffett has become less of a person and more of a financial religion, complete with scripture, sermons, and annual pilgrimages to Omaha where middle-aged men in khakis weep while holding Dairy Queen cones. And because the financial press is physically incapable of originality, Barron’s has marked the occasion with the same article they’ve been publishing every five years since the Reagan administration: “Buffett Turns [Insert Age]: His 10 Biggest Investing Lessons.” It’s like clockwork. You can set your retirement portfolio to it. So let’s light the candles on his McMuffin, pour a celebratory Coke, and snark our way through the Ten Commandments of Buffettism. Lesson 1: “Be Fearful When O...

Suze Orman’s Favorite Stock, Her $7-to-$50 Trauma, and Why Uncle Sam Is Apparently Your Roommate

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By now, if you’ve survived more than five minutes in the personal-finance ecosystem without bumping into Suze Orman’s face on a book cover, a podcast thumbnail, or a TV rerun where she’s yelling “Are you NUTS?!” at someone about their Roth IRA, then congratulations—you’ve probably been living under a rock. A very cheap rock. Probably one you couldn’t afford to upgrade because Suze told you to put all your money in a savings account “just in case.” And now she’s back, MarketWatch microphone in hand, doling out advice like the financial Moses parting the Red Sea of FOMO investors. Except, unlike Moses, Suze doesn’t give you miracles—she gives you Palantir. Yes, Suze Orman has revealed her favorite stock right now : Palantir Technologies. The same Palantir that’s been accused of being Big Brother’s intern, crunching data for governments while investors oscillate between cult-like faith and “wait, why is this thing trading like a meme stock with a clearance sticker?” But don’t worry, sh...

“Just Wait 60 Years, Peasant”: The Magical Math of Investment Fairy Tales

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Let me tell you about a fairy tale I just read. It stars a wise old investor with a soothing voice, a calculator soaked in compounding interest, and a plan so simple it could only come from someone who hasn’t paid rent since Reagan was president. The fable comes courtesy of The New York Times ' Jeff Sommer and his June 27, 2025, article, “A Recipe for Doubling Your Stock Returns, Again and Again.” The gist? Ignore global chaos, multiple wars, and the minor inconvenience of having to eat — just dump your cash into a low-cost index fund, forget about it for six decades, and voilĂ ! You too can turn $1,000 into $390,000 while society collapses around you. Let’s dive into the strategy that promises you wealth — provided you live longer than the warranty on a nuclear reactor and don't mind a little thing called “not touching your money for 60 years.” The Secret Sauce? Time. Lots of It. Charles D. Ellis — 87-year-old investing sage, index fund evangelist, and unintentional perfo...