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Once upon a time—not even that long ago, honestly—renewing insurance felt like updating a driver’s license photo. A few forms, some polite back-and-forth, mild annoyance, and then voilà: coverage bound, crisis postponed. Those days are over. Thoroughly. Irrevocably. Welcome to the modern insurance market, where underwriters are no longer content with your word, your spreadsheet from 2019, or your lovingly vague assurances that “we take risk seriously.” Today’s insurers want receipts . They want footnotes. They want process diagrams, governance structures, cultural proof, and probably a blood sample if you hesitate too long. According to new market findings from Alliant Insurance Services , insurers across nearly every major sector have collectively decided that the old level of disclosure is no longer cute, no longer sufficient, and definitely no longer insurable. This is not a gentle tightening. This is a structural shift in how risk is priced, evaluated, and—crucially—trusted. T...

Let’s talk about political risk insurance. Yeah, political risk insurance—the thing your CFO pretends to understand while secretly praying nobody in the boardroom asks what the hell “currency inconvertibility” means. Political risk insurance, or PRI for those who love acronyms that sound like government agencies you hope never call your house, is having a moment. Not the sexy kind of moment, like when a new tech gadget launches and everyone mobs the Apple Store. No—this is the kind of moment where executives stare at global headlines, gulp, and whisper to themselves, “Oh, no… now we actually have to deal with this stuff.” And why? Because the world has turned into an international carnival of uncertainty. Every continent is presenting a new flavor of chaos. Governments are seizing mines, currencies are locking themselves in the bathroom refusing to come out, and tariffs fly around like confetti at a political rally where nobody bothered to check the fire code. In short: business lea...

Date: October 15, 2025 Location: Goldsboro, N.C. (where career pragmatism meets caffeinated ambition) Let’s play a quick word-association game. I say “insurance,” you say… paperwork? Beige cubicles? Endless phone menus narrated by a robot who calls you “valued customer” while redirecting you to oblivion? Cute. Now let’s do it again, but this time with reality attached: data, fraud analysis, cyber risk, public sector infrastructure, compliance, corporate risk assessment, and a salary ladder sturdy enough to climb in sensible shoes or steel-toe boots—your choice. Welcome to Wayne Community College’s Risk Management and Insurance program (RMI for short) and the story of a student who didn’t just peek behind the curtain—she walked in, took notes, shook hands, and started building a career before the cap and gown even ship from the bookstore. Her name is Brianny Gillis , and her approach to “finding a career path” is the opposite of rolling the dice on vibes. It’s deliberate, rigorous, a...

Ah, Las Vegas. The city where the house always wins, unless the house suddenly realizes it has no insurance policy against the guy in cargo shorts who manages to win $40,000 at the blackjack table and then sues because his free shrimp cocktail was room-temperature. It’s the town where “risk management” usually means deciding whether to keep drinking after your 9th margarita or whether you can walk in heels down the Strip without falling into a decorative fountain. And yet, in the most ironic twist since Taco Bell launched a diet menu, UNLV has decided to plant its academic flag in one of the most… practical fields imaginable: insurance and risk management. Yes, you read that right. The Lee Business School is launching Nevada’s first Bachelor of Science in Business Administration (BSBA) in insurance and risk management. Because nothing says “Viva Las Vegas” like actuarial tables and deductible structures. The program is now accepting applications for fall. Which means somewhere, a hi...

If you’re an ag retailer, congratulations: you’ve been officially sitting naked at the poker table of agribusiness risk, and nobody even thought to lend you a pair of pants. Farmers get crop insurance. Consumers get price protections. Even hedge fund bros get their little safety nets when they screw up spectacularly. But you? You’re the guy holding the bag in the rainstorm, praying your balance sheet doesn’t look like a drowned raccoon by year’s end. Clayton Becker, Chief Commercial Officer at Vane, recently showed up on The Scoop Podcast with a revelation that sounds both obvious and yet somehow revolutionary: maybe, just maybe, ag retailers deserve risk management tools too. Wow. Groundbreaking. Next thing you know, we’ll be giving umbrellas to people standing outside in a hurricane. But let’s back up, because this isn’t just about Vane, crop insurance, or the latest “innovation” in agribusiness that should have been invented back when dial-up internet was still a thing. This is a...

By Tony Hicks, future certified snarkologist and part-time claims adjuster (just kidding, or am I?) There comes a time in every state’s development when its higher education system looks around, wipes the slot machine grease off its collective hands, and says: “You know what this place really needs? More insurance.” And in a truly bold move, UNLV has done just that by launching the Silver State’s first-ever Bachelor of Science in Business Administration (BSBA) in Insurance and Risk Management. It’s a historic moment, really. Nevada, land of poker tables and popped ACLs from bachelorette party limbo contests, finally realized: “Hey, maybe we should teach people how to deal with the consequences of our entire tourism-based economy.” Bravo. But let’s take a closer look at this new academic marvel—equal parts policy, actuarial spreadsheets, and that awkward part of the dinner party where you explain you’re a risk consultant and watch people fake a phone call to leave. "Insurance...