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Annie Dillard Was a Real One: The Woman Who Understood That Seeing the World Is Not the Same as Understanding It

Annie Dillard spent her life examining the extraordinary mysteries hiding inside ordinary existence. Her passing reminds me that the greatest writers don't simply teach us how to read the world. They force us to confront how little of it we've actually bothered to see. There is something profoundly unsettling about losing a writer who spent her entire life reminding us that everything was temporary in the first place. It's almost as though death, that arrogant bastard, decided to interrupt a conversation about its own inevitability. And in the case of Annie Dillard, the irony is particularly cruel because few writers understood the strange relationship between life, suffering, beauty, and mortality quite like she did. Annie Dillard died on September 15, 2026, at the age of 81. The world lost a Pulitzer Prize-winning author, an extraordinary essayist, a fearless intellectual, and a woman who possessed the increasingly endangered ability to look at something ordinary and reco...
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Why Should I Have Uninsured Motorist Liability Coverage?

 


Most states require you to carry liability insurance, but what about those who choose not to have insurance? Who pays for damages or injuries?

If you are in an accident with a driver that doesn't have insurance on their vehicle, you will be responsible for damages to your car and possibly, the injuries of any passengers you have with you.

Uninsured Motorist coverage includes Uninsured Motorists Bodily Injury (UMBI) and Uninsured Motorists Property Damage (UMPD). UMBI and UMPD are separate coverages, and each one pays for different damages or injuries.

Uninsured Motorists Bodily Injury helps pay medical costs for injuries, up to your limits listed on your policy, for yourself and any passengers you have with you if the uninsured motorist is at fault for the accident. Medical costs can run thousands of dollars depending on the severity of injuries and how many passengers are with you at the time of the accident. This coverage has the potential to save you from financial heartbreak. It may also pay for lost wages and other expenses incurred as a result of the accident. Check your policy jacket for the details specific to your policy and state insurance regulations.

Uninsured Motorists Property Damage covers damages to your vehicle if an uninsured motorist causes an accident that damages your property. The maximum amount paid out for any damage is determined by the limits listed on your policy and the adjuster who investigates. The damage could be to your home, fence, or your vehicle.

You may be required to carry Uninsured Motorists liability coverages per your state laws and insurance regulations. Your local agent can recommend and advise you in your choice of whether or not you must carry this coverage.

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